What is LIC Jeevan Arogya ?
You can read my LIC Jeevan Arogya Review here.
There has been much written about LIC Jeevan Arogya.A fixed defined benefit policy, this is projected with some unique features, like covering in laws, which is not present in any other health insurance policy.However, one need to understand LIC Jeevan Arogya in detail to identify the real benefits it provides and whether it matches your requirements.
In any health insurance policy, all the benefits cannot be entirely provided. The more features you add in the policy the more costly it becomes and more limitations it has.Same has happened with LIC Jeevan Arogya.The company has tried to include maximum benefits, even covering in laws and option of adding life insurance riders, and in the process has created more limitations for the policyholder.Whether these limitations falls within the scope of your needs, is something you should be considering.